Curriculum Vitae of Founder John “Sebastian” Ragazzo
The founder of Offer in Compromise has been a successful negotiator since the mid 80’s. As an aggressive east-coaster, John Sebastian Ragazzo was born in New York, and raised in New Jersey. By the age of 18, Sebastian had amassed $100,000 in savings, which was derived mostly from accumulated referral fees and commissions. His best moneymaking technique was negotiating against auto dealerships on behalf of car buyers throughout New York and New Jersey. Sebastian learned from the get-go that you never have a second chance to make a first impression, and so he has always placed his best foot forward.
In 1985, Sebastian relocated to California to grow his auto referral business. Almost immediately, Sebastian nurtured a relationship with the operators of major auto dealerships throughout southern California. Eventually, Sebastian found a niche to unite car buyers and Southern California auto dealerships, not by advertising, but through advertising. Sebastian created his own unique vehicle for bringing buyers and sellers together by creating the Auto Directory Magazine.
.
Sebastian realized that the dilemma was not necessarily what buyers were looking to buy, but whom they were looking to buy from. Hence… the Auto Directory was born.
The Auto Directory was initially introduced as a free-of-charge, black and white newspaper-type publication. It grew into a 190+ page full-color, glossy magazine, introducing auto buyers to auto sellers. The Auto Directory presented to its readers a unique auto-selling strategy, coupled with auto-buying experiences.
Rather than inviting auto dealers to advertise within the publication, Sebastian, armed with writers and a full camera crew, would [personally] go out and visit auto dealers, and photograph auto dealership showrooms, service and parts departments. He would collect information and publish full page reviews incorporating every aspect about the dealerships services, and convey to buyers why they would want to purchase their next new car from a particular dealership.
The Auto Directory even incorporated a consumer feedback questionnaire which invited consumers to provide their feedback on a particular auto dealership car buying experience.
The Auto Directory’s published opinions were unbiased, and no auto dealership could ever purchase a review within the Auto Directory.
Any business that wished to advertise within the Auto Directory was qualified by the Auto Directory’s staff, pulling business licenses, and investigating consumer complaints lodged with local Better Business Bureaus. If and when a merchant passed a preliminary screening, staff members of the Auto Directory would create and publish a combination of an editorial, identifying the most important highlights of the merchant, coupled with a brief advertisement. Hence, the winning combination created an advertorial. In 1992, Sebastian appeared on the front cover of Automotive Outlook.
.
Then came Karmac… the mall kiosk that Sebastian designed to provide car buyers with a user-friendly automated experience. He created a friendly character named Karmac who would guide car buyers with an interactive kiosk to help narrow down the vast selection of automobiles. Upon completion of the session, Karmac would provide a hot-off-the-press edition of the Auto Directory magazine.
In fact, when cellphones were first invented, Sebastian figured out a way to fit that huge, bulky phone into a briefcase, so it was less conspicuous. Hence, he created and manufactured the very first briefcase cell phone.
.
By 1988, Sebastian began [personally] fueling a private-labeled automobile dealership credit card to assist auto dealerships with increased customer retention and loyalty.
Sebastian’s appeared on the front cover of Entrepreneur, a high profile magazine that illuminated successful entrepreneurs.
.
The Service Express card was then introduced to car buyers at the time of purchase of their new automobile. Since banks only approved car purchases based upon a limited credit amount, the Service Express credit card invited car buyers to purchase aftermarket accessories, like a sun roof, or the opportunity to upgrade their tires and rims, and even purchase extended warranties.
The Service Express credit card incorporated each specific auto dealership’s name on the card, and the card could only be used at that particular dealership. However, rather than attempt to sell the Service Express credit card concept to the auto dealerships door-to-door, Sebastian advertised the Service Express card within his own Auto Directory publication.
This strategy prompted auto dealerships to contact Service Express directly, and invited them to integrate the Service Express credit card program at their dealership. Within twelve short months, Service Express Card applications were found throughout automobile dealerships across the entire United States.
By 1990, the participating lender purchased controlling interest of the Service Express program, and eventually acquired the entire operation.
Sebastian pursued his lifelong vision, and set out to design his own line of clothing. He manufactured overseas and branded his own label.
By 1997, Sebastian had opened his own clothing boutiques, selling his own (very) popular clothing lines within his boutiques.
Carefully plotting a unique retail sales plan, Sebastian appeared on the front cover of Metropolitan magazine, echoing his plan to set out and attract the most relaxed buyers into any one of his twenty-two Geneva of Beverly Hills Boutique locations… tourists.
Under the brand (and his last name) Ragazzo (meaning “boy” in Italian) and Ragazza (meaning “Girl” in Italian), Sebastian introduced his top-selling 3-piece washable silk walking suit Collection to the United States, consisting of a fashionable jacket, pants, and matching shorts. Sebastian sold the collections throughout his Boutiques.
Other product inventions and designs that Sebastian spearheaded or shared in its success includes the E-Tak Navigation system, a uniquely designed Tracking System that guided driver’s door-to-door, safely landing them at their final destination.
At the time, the highest level of technology available provided only county by county mapping elements of this tracking system to be created and stored on multiple cassette tapes.
By incorporating today’s modern technological advancements, E-Tak was acquired by General Motors, and has since been redesigned and licensed to automotive manufactures throughout the world, conveniently and optionally integrated into the dashboard of all new cars. The mapping elements have since been upgraded with today’s latest technology, and the entire country’s maps are now retained on a single CD ROM.
Sebastian’s business ventures continued with the development of a 900 telephone hotline system, which allowed callers to retrieve instant medical information, and the opportunity to speak directly with Physician Assistants to aid in their medical ailments.
Health Fone Care was manned by Physician Assistants and accessible to caller’s 24-hours a day. First-time callers received by mail, a free brochure to help guide them through an array of medical topics, and telephone assistance during their next calls to Health Fone Care. Callers were also received a magnet to be placed onto their refrigerator door to conveniently remind callers of the 900 telephone number to call, and the extensions to each medical topic. Most importantly, Health Fone Care helped minimize unnecessary trips to hospitals, emergency rooms and medical centers. Eventually a major health care provider acquired Health Fone Care’s to help reduce unnecessary insurance claims.
Onward… When you are at a lunch meeting, have you ever wished you could exchange notes with everyone at the table so you didn’t have to wait for your copy to come by mail? Introducing… the KopyKat Notepad.
This uniquely-designed, multiple carbonless copy notepad allows users to inscribe (up to) six multiple (original) copies at the time of the actual inscriptions. An International Patent License ensued and was granted in 1991.
The KopyKat notepad was eventually licensed to a major paper products distributor, who acquired them shortly thereafter.
This leads us to Offer in Compromise.
Sebastian lives by one motto… “Opportunity lends itself.” Each venture that Sebastian evolves with opens new adventurous doors to bolder, more creative and lucrative opportunities. Sebastian is an achiever; a motivator; a leader; and an inspiration to his followers. This isn’t to say that Sebastian is perfect. He cautiously shares his missteps with his ginormous team of nationwide negotiators, to ensure that his mistakes are never emulated. Sebastian is best known as a go-to guy to all of his clients; associates; and friends. Sebastian certainly makes many friends along the way. He glides through life with a perception that everyone wishes to achieve what they set out to accomplish. His charisma energizes and marries enemies, and he cherishes his ever-expanding portfolio of successful ventures, and newly-created friends along his journeys.
There are countless other business ventures that have propelled Sebastian’s career, including his team’s successful negotiations of large ticket purchase items; renegotiation of professional athlete contracts; and merges and acquisition.
In 2010, Sebastian was inducted into the California Frontrunner business magazine, voting him #7 of the top 50 smartest people in business.
SO where is Sebastian headed now? Introducing the long anticipated Plastic Coupon.
Ecologically speaking… the entire world is finally going green. Imagine how many trees would be saved if we put an end to coupon mailers? Nowadays, we practically pull a tree out of our mailboxes every day. It’s junk mail; we don’t ask for it; we don’t want it; it’s a waste of retailer’s money; and the process is destroying our forests! Everyone appears to be going paperless… so why not paperless coupons? Retailers anxiously create; design; print; postmark; and bulk-mail paper coupons to millions of customers. Those coupons offer various discounts if they are presented by or before a certain date. When those coupons expire, they become worthless volumes of useless, wasted paper.
PlasticCoupon is in the process of placing a period on such time consuming; costly, and wasteful practices by creating an instant-gratification, and cost-productive way of reaching millions of shoppers, through their wallets, not their mailboxes. And while we certainly agree that coupons are somewhat effective, grasping at a two-percent average mailer return hardly seems worth the slaughter of so many of our precious trees, for such a minimal expectation. PlasticCoupon will soon be enrolling retailers into the PlasticCoupon program. Our portfolio of retailers will join our mission, converting their mailer coupons from paper to plastic.
In a world bursting at the seams with coupon incentives; cash back rewards and fine-print come-on’s, none offer the true incentive of instant gratification, like the PlasticCoupon.
While the PlasticCoupon is a discount club-membership card and not a credit card, the PlasticCoupon will revolutionize the way retailers reach out to, and reward their shoppers.
The mission of Plastic Coupon is to help save trees by providing shoppers with a PlasticCoupon that never expires, and will forever remain in shopper’s wallets, not in their trash cans like unwanted, expired paper coupons. Soon, PlasticCoupon cardholders will be able to visit their favorite retailers, swipe their PlasticCoupon at the register, and receive whatever instant gratification that paper coupons were intended to offer its shoppers.
Be sure to look for the Plastic Coupon’s new beginnings as they progress with high hopes, and even greater expectations.
You are invited to surf our website, e-mail or call whenever you are ever in need of a personal negotiator on your side, seeking a profitable resolution.
hello!,I like your writing very so much! share we keep up a correspondence more approximately your article on AOL? I require an expert on this space to unravel my problem. May be that is you! Taking a look ahead to see you.
I became honored to receive a call from a friend as he observed the essential suggestions shared inside your web site. Searching at your weblog post can be a real great experience. Many thanks for taking into account readers much like me, and I wish you the most effective of achievements as a expert in this field. cuba resorts
Thank you, I’ve recently been searching for info approximately this subject for ages and yours is the best I’ve came upon till now. However, what concerning the bottom line? Are you sure about the source?
Cheers for this superb. I was wondering in case you were thining of writing comparable posts to this one. .Keep up the excellent articles!
I like what you guys are up also. Such smart work and reporting! Keep up the superb works guys I have incorporated you guys to my blogroll. I think it’ll improve the value of my web site 🙂
Definitely, what a magnificent website and enlightening posts, I surely will bookmark your website.Have an awsome day!
Appreciate it for helping out, great information. “Courage comes and goes. Hold on for the next supply.” by Vicki Baum.
Excellent weblog here! Also your web site a lot up fast! What web host are you the use of? Can I get your affiliate hyperlink on your host? I desire my web site loaded up as fast as yours lol
I simply wanted to thank you very much once more. I do not know the things I could possibly have done in the absence of the entire hints provided by you concerning that area. Certainly was a very frightful dilemma in my position, nevertheless noticing this well-written style you handled it made me to jump for joy. I am happy for your assistance and then believe you are aware of a great job you were putting in educating others thru a site. I am certain you haven’t got to know any of us.
I think other web site proprietors should take this website as an model, very clean and magnificent user genial style and design, let alone the content. You’re an expert in this topic!
I would like to thnkx for the efforts you have put in writing this web site. I’m hoping the same high-grade website post from you in the upcoming as well. In fact your creative writing abilities has encouraged me to get my own website now. Actually the blogging is spreading its wings quickly. Your write up is a great example of it.
magnificent issues altogether, you just received a brand new reader. What may you recommend about your put up that you simply made a few days in the past? Any certain?
Good write-up, I¡¦m regular visitor of one¡¦s site, maintain up the nice operate, and It’s going to be a regular visitor for a long time.
My spouse and i got fulfilled when Albert managed to do his studies through the ideas he had out of your site. It is now and again perplexing just to continually be giving out points that the others have been making money from. And we take into account we have got the website owner to give thanks to for this. The entire explanations you’ve made, the easy web site menu, the relationships you can aid to foster – it’s mostly unbelievable, and it’s facilitating our son and our family understand the issue is excellent, which is certainly especially serious. Many thanks for the whole lot!
whoah this weblog is great i really like studying your posts. Stay up the good work! You recognize, a lot of people are searching round for this information, you can aid them greatly.
Thank you for the auspicious writeup. It in fact was a amusement account it. Look advanced to far added agreeable from you! By the way, how can we communicate?
Helpful information. Fortunate me I discovered your web site unintentionally, and I’m stunned why this accident didn’t came about in advance! I bookmarked it.
I¡¦ve been exploring for a bit for any high-quality articles or weblog posts in this sort of house . Exploring in Yahoo I ultimately stumbled upon this site. Studying this information So i am satisfied to convey that I’ve a very just right uncanny feeling I discovered just what I needed. I so much for sure will make sure to don¡¦t put out of your mind this website and provides it a glance on a continuing basis.
Great remarkable things here. I am very satisfied to peer your post. Thanks a lot and i’m looking ahead to contact you. Will you please drop me a e-mail?
Wow! This can be one particular of the most helpful blogs We have ever arrive across on this subject. Actually Wonderful. I am also a specialist in this topic so I can understand your effort.
Very nice post and straight to the point. I am not sure if this is actually the best place to ask but do you people have any ideea where to hire some professional writers? Thanks 🙂
Hello there, I discovered your web site by means of Google whilst looking for a similar subject, your site got here up, it appears to be like great. I have bookmarked it in my google bookmarks.
Heya i am for the first time here. I came across this board and I find It truly useful & it helped me out much. I hope to give something back and help others like you helped me.
This may possibly be the right weblog for every person who is wishes to learn about this topic. You already know much its nearly challenging to argue to you (not too I personally would want…HaHa). You certainly put a complete new spin more than a topic thats been revealed for several years. Wonderful stuff, just great!
I visited a great deal of web site but I conceive this one contains something special in it in it
It¡¦s actually a nice and helpful piece of information. I am glad that you simply shared this useful information with us. Please keep us informed like this. Thanks for sharing.
Keep functioning ,splendid job!
Woah! I’m genuinely loving the template/theme of this blog. It’s simple, however effective. A lot of times it is difficult to get that “perfect balance†between user friendliness and visual appeal. I must say you have done a incredible job with this. Also, the blog loads super quick for me on Opera. Outstanding Blog!
I’ve been absent for some time, but now I remember why I used to love this site. Thank you, I¡¦ll try and check back more often. How frequently you update your website?
Keep functioning ,impressive job!
I have read a few excellent stuff here. Definitely worth bookmarking for revisiting. I wonder how so much attempt you put to create this kind of wonderful informative web site.
Great amazing issues here. I am very satisfied to peer your post. Thanks so much and i’m taking a look forward to touch you. Will you please drop me a e-mail?
I have not checked in here for a while since I thought it was getting boring, but the last several posts are great quality so I guess I¡¦ll add you back to my everyday bloglist. You deserve it my friend 🙂
As a Newbie, I am continuously browsing online for articles that can aid me. Thank you
It¡¦s in point of fact a nice and helpful piece of info. I am glad that you just shared this helpful info with us. Please stay us up to date like this. Thanks for sharing.
Usually I don’t read post on blogs, however I would like to say that this write-up very compelled me to check out and do so! Your writing style has been surprised me. Thank you, very nice article.
I’ve been surfing online more than 3 hours today, yet I never found any interesting article like yours. It is pretty worth enough for me. In my opinion, if all website owners and bloggers made good content as you did, the internet will be much more useful than ever before.
I really wanted to type a note in order to thank you for the remarkable tricks you are posting on this site. My extended internet search has at the end of the day been paid with pleasant facts to write about with my colleagues. I ‘d point out that many of us website visitors are very much endowed to live in a really good site with so many lovely professionals with useful suggestions. I feel somewhat lucky to have encountered your webpage and look forward to some more fun moments reading here. Thank you once again for all the details.
Nice blog here! Also your web site loads up fast! What host are you using? Can I get your affiliate link to your host? I wish my website loaded up as quickly as yours lol
Very nice post. I just stumbled upon your weblog and wanted to say that I’ve truly enjoyed surfing around your blog posts. After all I’ll be subscribing to your feed and I hope you write again very soon!
I’m just writing to let you understand of the fabulous encounter my cousin’s child found going through the blog. She learned a wide variety of pieces, which included what it is like to have a great giving nature to let the rest effortlessly fully grasp several tortuous matters. You really exceeded visitors’ expectations. I appreciate you for coming up with these helpful, trustworthy, explanatory and also unique thoughts on this topic to Tanya.
I was recommended this website by my cousin. I’m not sure whether this post is written by him as nobody else know such detailed about my trouble. You’re wonderful! Thanks!
You completed several nice points there. I did a search on the subject and found most persons will have the same opinion with your blog.
Very nice post. I just stumbled upon your blog and wished to say that I have really enjoyed browsing your blog posts. In any case I will be subscribing to your feed and I hope you write again very soon!
Hey, you used to write excellent, but the last few posts have been kinda boring¡K I miss your great writings. Past several posts are just a little bit out of track! come on!
I have been absent for some time, but now I remember why I used to love this site. Thank you, I¡¦ll try and check back more often. How frequently you update your website?
Fantastic beat ! I would like to apprentice while you amend your website, how can i subscribe for a blog site? The account aided me a acceptable deal. I had been tiny bit acquainted of this your broadcast offered bright clear concept
I will immediately seize your rss feed as I can not to find your e-mail subscription hyperlink or e-newsletter service. Do you have any? Kindly permit me recognize in order that I could subscribe. Thanks.
Great blog right here! Also your site lots up fast! What web host are you the use of? Can I get your affiliate link on your host? I desire my web site loaded up as quickly as yours lol|
I relish, cause I discovered just what I used to be looking for. You’ve ended my four day long hunt! God Bless you man. Have a nice day. Bye