Curriculum Vitae of Founder John “Sebastian” Ragazzo
The founder of Offer in Compromise has been a successful negotiator since the mid 80’s. As an aggressive east-coaster, John Sebastian Ragazzo was born in New York, and raised in New Jersey. By the age of 18, Sebastian had amassed $100,000 in savings, which was derived mostly from accumulated referral fees and commissions. His best moneymaking technique was negotiating against auto dealerships on behalf of car buyers throughout New York and New Jersey. Sebastian learned from the get-go that you never have a second chance to make a first impression, and so he has always placed his best foot forward.
In 1985, Sebastian relocated to California to grow his auto referral business. Almost immediately, Sebastian nurtured a relationship with the operators of major auto dealerships throughout southern California. Eventually, Sebastian found a niche to unite car buyers and Southern California auto dealerships, not by advertising, but through advertising. Sebastian created his own unique vehicle for bringing buyers and sellers together by creating the Auto Directory Magazine.
.
Sebastian realized that the dilemma was not necessarily what buyers were looking to buy, but whom they were looking to buy from. Hence… the Auto Directory was born.
The Auto Directory was initially introduced as a free-of-charge, black and white newspaper-type publication. It grew into a 190+ page full-color, glossy magazine, introducing auto buyers to auto sellers. The Auto Directory presented to its readers a unique auto-selling strategy, coupled with auto-buying experiences.
Rather than inviting auto dealers to advertise within the publication, Sebastian, armed with writers and a full camera crew, would [personally] go out and visit auto dealers, and photograph auto dealership showrooms, service and parts departments. He would collect information and publish full page reviews incorporating every aspect about the dealerships services, and convey to buyers why they would want to purchase their next new car from a particular dealership.
The Auto Directory even incorporated a consumer feedback questionnaire which invited consumers to provide their feedback on a particular auto dealership car buying experience.
The Auto Directory’s published opinions were unbiased, and no auto dealership could ever purchase a review within the Auto Directory.
Any business that wished to advertise within the Auto Directory was qualified by the Auto Directory’s staff, pulling business licenses, and investigating consumer complaints lodged with local Better Business Bureaus. If and when a merchant passed a preliminary screening, staff members of the Auto Directory would create and publish a combination of an editorial, identifying the most important highlights of the merchant, coupled with a brief advertisement. Hence, the winning combination created an advertorial. In 1992, Sebastian appeared on the front cover of Automotive Outlook.
.
Then came Karmac… the mall kiosk that Sebastian designed to provide car buyers with a user-friendly automated experience. He created a friendly character named Karmac who would guide car buyers with an interactive kiosk to help narrow down the vast selection of automobiles. Upon completion of the session, Karmac would provide a hot-off-the-press edition of the Auto Directory magazine.
In fact, when cellphones were first invented, Sebastian figured out a way to fit that huge, bulky phone into a briefcase, so it was less conspicuous. Hence, he created and manufactured the very first briefcase cell phone.
.
By 1988, Sebastian began [personally] fueling a private-labeled automobile dealership credit card to assist auto dealerships with increased customer retention and loyalty.
Sebastian’s appeared on the front cover of Entrepreneur, a high profile magazine that illuminated successful entrepreneurs.
.
The Service Express card was then introduced to car buyers at the time of purchase of their new automobile. Since banks only approved car purchases based upon a limited credit amount, the Service Express credit card invited car buyers to purchase aftermarket accessories, like a sun roof, or the opportunity to upgrade their tires and rims, and even purchase extended warranties.
The Service Express credit card incorporated each specific auto dealership’s name on the card, and the card could only be used at that particular dealership. However, rather than attempt to sell the Service Express credit card concept to the auto dealerships door-to-door, Sebastian advertised the Service Express card within his own Auto Directory publication.
This strategy prompted auto dealerships to contact Service Express directly, and invited them to integrate the Service Express credit card program at their dealership. Within twelve short months, Service Express Card applications were found throughout automobile dealerships across the entire United States.
By 1990, the participating lender purchased controlling interest of the Service Express program, and eventually acquired the entire operation.
Sebastian pursued his lifelong vision, and set out to design his own line of clothing. He manufactured overseas and branded his own label.
By 1997, Sebastian had opened his own clothing boutiques, selling his own (very) popular clothing lines within his boutiques.
Carefully plotting a unique retail sales plan, Sebastian appeared on the front cover of Metropolitan magazine, echoing his plan to set out and attract the most relaxed buyers into any one of his twenty-two Geneva of Beverly Hills Boutique locations… tourists.
Under the brand (and his last name) Ragazzo (meaning “boy” in Italian) and Ragazza (meaning “Girl” in Italian), Sebastian introduced his top-selling 3-piece washable silk walking suit Collection to the United States, consisting of a fashionable jacket, pants, and matching shorts. Sebastian sold the collections throughout his Boutiques.
Other product inventions and designs that Sebastian spearheaded or shared in its success includes the E-Tak Navigation system, a uniquely designed Tracking System that guided driver’s door-to-door, safely landing them at their final destination.
At the time, the highest level of technology available provided only county by county mapping elements of this tracking system to be created and stored on multiple cassette tapes.
By incorporating today’s modern technological advancements, E-Tak was acquired by General Motors, and has since been redesigned and licensed to automotive manufactures throughout the world, conveniently and optionally integrated into the dashboard of all new cars. The mapping elements have since been upgraded with today’s latest technology, and the entire country’s maps are now retained on a single CD ROM.
Sebastian’s business ventures continued with the development of a 900 telephone hotline system, which allowed callers to retrieve instant medical information, and the opportunity to speak directly with Physician Assistants to aid in their medical ailments.
Health Fone Care was manned by Physician Assistants and accessible to caller’s 24-hours a day. First-time callers received by mail, a free brochure to help guide them through an array of medical topics, and telephone assistance during their next calls to Health Fone Care. Callers were also received a magnet to be placed onto their refrigerator door to conveniently remind callers of the 900 telephone number to call, and the extensions to each medical topic. Most importantly, Health Fone Care helped minimize unnecessary trips to hospitals, emergency rooms and medical centers. Eventually a major health care provider acquired Health Fone Care’s to help reduce unnecessary insurance claims.
Onward… When you are at a lunch meeting, have you ever wished you could exchange notes with everyone at the table so you didn’t have to wait for your copy to come by mail? Introducing… the KopyKat Notepad.
This uniquely-designed, multiple carbonless copy notepad allows users to inscribe (up to) six multiple (original) copies at the time of the actual inscriptions. An International Patent License ensued and was granted in 1991.
The KopyKat notepad was eventually licensed to a major paper products distributor, who acquired them shortly thereafter.
This leads us to Offer in Compromise.
Sebastian lives by one motto… “Opportunity lends itself.” Each venture that Sebastian evolves with opens new adventurous doors to bolder, more creative and lucrative opportunities. Sebastian is an achiever; a motivator; a leader; and an inspiration to his followers. This isn’t to say that Sebastian is perfect. He cautiously shares his missteps with his ginormous team of nationwide negotiators, to ensure that his mistakes are never emulated. Sebastian is best known as a go-to guy to all of his clients; associates; and friends. Sebastian certainly makes many friends along the way. He glides through life with a perception that everyone wishes to achieve what they set out to accomplish. His charisma energizes and marries enemies, and he cherishes his ever-expanding portfolio of successful ventures, and newly-created friends along his journeys.
There are countless other business ventures that have propelled Sebastian’s career, including his team’s successful negotiations of large ticket purchase items; renegotiation of professional athlete contracts; and merges and acquisition.
In 2010, Sebastian was inducted into the California Frontrunner business magazine, voting him #7 of the top 50 smartest people in business.
SO where is Sebastian headed now? Introducing the long anticipated Plastic Coupon.
Ecologically speaking… the entire world is finally going green. Imagine how many trees would be saved if we put an end to coupon mailers? Nowadays, we practically pull a tree out of our mailboxes every day. It’s junk mail; we don’t ask for it; we don’t want it; it’s a waste of retailer’s money; and the process is destroying our forests! Everyone appears to be going paperless… so why not paperless coupons? Retailers anxiously create; design; print; postmark; and bulk-mail paper coupons to millions of customers. Those coupons offer various discounts if they are presented by or before a certain date. When those coupons expire, they become worthless volumes of useless, wasted paper.
PlasticCoupon is in the process of placing a period on such time consuming; costly, and wasteful practices by creating an instant-gratification, and cost-productive way of reaching millions of shoppers, through their wallets, not their mailboxes. And while we certainly agree that coupons are somewhat effective, grasping at a two-percent average mailer return hardly seems worth the slaughter of so many of our precious trees, for such a minimal expectation. PlasticCoupon will soon be enrolling retailers into the PlasticCoupon program. Our portfolio of retailers will join our mission, converting their mailer coupons from paper to plastic.
In a world bursting at the seams with coupon incentives; cash back rewards and fine-print come-on’s, none offer the true incentive of instant gratification, like the PlasticCoupon.
While the PlasticCoupon is a discount club-membership card and not a credit card, the PlasticCoupon will revolutionize the way retailers reach out to, and reward their shoppers.
The mission of Plastic Coupon is to help save trees by providing shoppers with a PlasticCoupon that never expires, and will forever remain in shopper’s wallets, not in their trash cans like unwanted, expired paper coupons. Soon, PlasticCoupon cardholders will be able to visit their favorite retailers, swipe their PlasticCoupon at the register, and receive whatever instant gratification that paper coupons were intended to offer its shoppers.
Be sure to look for the Plastic Coupon’s new beginnings as they progress with high hopes, and even greater expectations.
You are invited to surf our website, e-mail or call whenever you are ever in need of a personal negotiator on your side, seeking a profitable resolution.
I truly appreciate this post. I have been looking everywhere for this! Thank goodness I found it on Bing. You have made my day! Thanks again
Keep functioning ,great job!
Definitely, what a splendid blog and instructive posts, I definitely will bookmark your site.All the Best!
Attractive section of content. I just stumbled upon your blog and in accession capital to assert that I acquire in fact enjoyed account your blog posts. Any way I will be subscribing to your feeds and even I achievement you access consistently rapidly.
I think this is one of the most important information for me. And i’m glad reading your article. But want to remark on few general things, The website style is ideal, the articles is really excellent : D. Good job, cheers
Hello there, just became alert to your blog through Google, and found that it is really informative. I am going to watch out for brussels. I’ll be grateful if you continue this in future. Many people will be benefited from your writing. Cheers!
I have been absent for a while, but now I remember why I used to love this site. Thank you, I will try and check back more often. How frequently you update your website?
I relish, cause I found exactly what I was looking for. You’ve ended my 4 day lengthy hunt! God Bless you man. Have a nice day. Bye
Excellent beat ! I would like to apprentice while you amend your website, how can i subscribe for a blog web site? The account aided me a acceptable deal. I had been a little bit acquainted of this your broadcast provided bright clear idea
Great ¡V I should certainly pronounce, impressed with your website. I had no trouble navigating through all tabs as well as related info ended up being truly simple to do to access. I recently found what I hoped for before you know it at all. Reasonably unusual. Is likely to appreciate it for those who add forums or anything, website theme . a tones way for your customer to communicate. Nice task..
I love the efforts you have put in this, thank you for all the great articles.
Good day very cool blog!! Man .. Excellent .. Superb .. I will bookmark your blog and take the feeds also¡KI’m satisfied to seek out numerous useful info here within the publish, we need develop more techniques on this regard, thanks for sharing. . . . . .
Hiya, I am really glad I have found this info. Nowadays bloggers publish only about gossips and net and this is really frustrating. A good blog with exciting content, this is what I need. Thank you for keeping this site, I’ll be visiting it. Do you do newsletters? Cant find it.
Well I definitely enjoyed reading it. This information offered by you is very constructive for accurate planning.
I¡¦ve recently started a web site, the info you provide on this site has helped me greatly. Thank you for all of your time & work.
After checking out a handful of the blog posts on your website, I seriously like your way of writing a blog. I saved as a favorite it to my bookmark webpage list and will be checking back soon. Take a look at my website too and let me know your opinion.
Wow, fantastic blog layout! How long have you been blogging for? you made blogging look easy. The overall look of your website is excellent, as well as the content!
Whats Happening i’m new to this, I stumbled upon this I have discovered It positively useful and it has helped me out loads. I’m hoping to give a contribution & help other customers like its aided me. Good job.
I was recommended this web site by my cousin. I am not sure whether this post is written by him as no one else know such detailed about my difficulty. You are wonderful! Thanks!
As a Newbie, I am always browsing online for articles that can benefit me. Thank you
Thanks so much for providing individuals with an extremely splendid opportunity to read articles and blog posts from this blog. It really is very pleasant plus packed with a great time for me personally and my office co-workers to search the blog a minimum of thrice per week to read through the fresh stuff you will have. And of course, I’m usually fulfilled for the great solutions served by you. Selected two facts in this post are truly the most effective I’ve ever had.
great points altogether, you just received a new reader. What may you recommend in regards to your submit that you made a few days ago? Any positive?
I precisely had to appreciate you all over again. I’m not certain what I would have tried in the absence of the entire thoughts contributed by you relating to such industry. It had become a very traumatic issue in my circumstances, but discovering this well-written technique you resolved that made me to weep for gladness. I am happier for your service and then wish you are aware of an amazing job that you are putting in teaching other individuals with the aid of your site. I know that you haven’t met any of us.
I¡¦ve been exploring for a little bit for any high-quality articles or blog posts on this kind of space . Exploring in Yahoo I at last stumbled upon this website. Studying this info So i¡¦m happy to show that I’ve an incredibly good uncanny feeling I came upon just what I needed. I most without a doubt will make sure to don¡¦t fail to remember this website and give it a look on a continuing basis.
I am continuously invstigating online for tips that can assist me. Thank you!
Good blog! I really love how it is simple on my eyes and the data are well written. I’m wondering how I could be notified whenever a new post has been made. I’ve subscribed to your feed which must do the trick! Have a nice day!
Hello. fantastic job. I did not expect this. This is a splendid story. Thanks!
Unquestionably believe that which you stated. Your favorite justification appeared to be on the internet the easiest thing to be aware of. I say to you, I certainly get irked while people consider worries that they just do not know about. You managed to hit the nail upon the top and also defined out the whole thing without having side effect , people could take a signal. Will probably be back to get more. Thanks
Its like you read my mind! You seem to know a lot about this, like you wrote the book in it or something. I think that you can do with some pics to drive the message home a little bit, but instead of that, this is magnificent blog. A great read. I’ll definitely be back.
Very good article! We are linking to this particularly great content on our site. Keep up the good writing.
I keep listening to the newscast speak about receiving boundless online grant applications so I have been looking around for the top site to get one. Could you advise me please, where could i acquire some?
Good site! I truly love how it is easy on my eyes and the data are well written. I’m wondering how I could be notified whenever a new post has been made. I’ve subscribed to your feed which must do the trick! Have a great day!
You could definitely see your expertise in the paintings you write. The world hopes for even more passionate writers like you who are not afraid to mention how they believe. All the time go after your heart.
I precisely wished to thank you so much yet again. I’m not certain the things that I would have gone through in the absence of those tactics shown by you about such a situation. It absolutely was the frightful scenario for me, nevertheless looking at the specialised fashion you resolved the issue forced me to weep over delight. Now i am happy for your work and then sincerely hope you know what a powerful job you happen to be getting into training people today by way of your webpage. Probably you haven’t come across all of us.
I do agree with all the concepts you have offered for your post. They’re really convincing and can certainly work. Nonetheless, the posts are very quick for starters. Could you please prolong them a little from subsequent time? Thanks for the post.
Valuable information. Fortunate me I found your website accidentally, and I’m stunned why this coincidence didn’t took place earlier! I bookmarked it.
Hello my friend! I wish to say that this post is awesome, nice written and include approximately all vital infos. I¡¦d like to peer extra posts like this .
Valuable information. Lucky me I found your site accidentally, and I’m shocked why this accident didn’t took place earlier! I bookmarked it.
Great amazing things here. I am very happy to see your post. Thank you a lot and i’m taking a look forward to touch you. Will you kindly drop me a e-mail?
Valuable info. Lucky me I discovered your site accidentally, and I’m surprised why this coincidence did not came about earlier! I bookmarked it.
I am continually looking online for tips that can assist me. Thank you!
Thank you a lot for giving everyone an extraordinarily special possiblity to read from this website. It is often so great plus packed with amusement for me personally and my office co-workers to search your blog nearly thrice in one week to find out the new things you have got. And indeed, I’m also always fascinated considering the striking principles served by you. Some 3 tips in this post are easily the most beneficial we’ve ever had.
Good website! I truly love how it is simple on my eyes and the data are well written. I’m wondering how I might be notified whenever a new post has been made. I have subscribed to your RSS feed which must do the trick! Have a great day!
you’re in point of fact a good webmaster. The site loading velocity is amazing. It seems that you are performing any distinctive trick. In addition, The contents are masterpiece. you’ve done a great activity on this topic!
Good post. I be taught one thing much more challenging on completely different blogs everyday. It really is going to always be stimulating to read content material material from other writers and apply a little something from their store. I’d want to use some with the content on my weblog whether or not you don’t mind. Natually I’ll offer you a link inside your internet blog. Thanks for sharing.
I think other web-site proprietors should take this web site as an model, very clean and excellent user friendly style and design, let alone the content. You are an expert in this topic!
I’ve been browsing on-line greater than 3 hours these days, yet I by no means discovered any interesting article like yours. It¡¦s lovely value sufficient for me. Personally, if all web owners and bloggers made just right content as you did, the web will be much more helpful than ever before.
Hello. Great job. I did not expect this. This is a fantastic story. Thanks!
hello there and thank you for your information – I’ve certainly picked up anything new from right here. I did however expertise a few technical issues using this website, as I experienced to reload the website lots of times previous to I could get it to load properly. I had been wondering if your web host is OK? Not that I am complaining, but sluggish loading instances times will sometimes affect your placement in google and can damage your quality score if advertising and marketing with Adwords. Anyway I am adding this RSS to my e-mail and could look out for a lot more of your respective intriguing content. Make sure you update this again soon..
I¡¦ve learn some excellent stuff here. Definitely price bookmarking for revisiting. I wonder how so much effort you place to make one of these great informative site.