Curriculum Vitae of Founder John “Sebastian” Ragazzo
The founder of Offer in Compromise has been a successful negotiator since the mid 80’s. As an aggressive east-coaster, John Sebastian Ragazzo was born in New York, and raised in New Jersey. By the age of 18, Sebastian had amassed $100,000 in savings, which was derived mostly from accumulated referral fees and commissions. His best moneymaking technique was negotiating against auto dealerships on behalf of car buyers throughout New York and New Jersey. Sebastian learned from the get-go that you never have a second chance to make a first impression, and so he has always placed his best foot forward.
In 1985, Sebastian relocated to California to grow his auto referral business. Almost immediately, Sebastian nurtured a relationship with the operators of major auto dealerships throughout southern California. Eventually, Sebastian found a niche to unite car buyers and Southern California auto dealerships, not by advertising, but through advertising. Sebastian created his own unique vehicle for bringing buyers and sellers together by creating the Auto Directory Magazine.
.
Sebastian realized that the dilemma was not necessarily what buyers were looking to buy, but whom they were looking to buy from. Hence… the Auto Directory was born.
The Auto Directory was initially introduced as a free-of-charge, black and white newspaper-type publication. It grew into a 190+ page full-color, glossy magazine, introducing auto buyers to auto sellers. The Auto Directory presented to its readers a unique auto-selling strategy, coupled with auto-buying experiences.
Rather than inviting auto dealers to advertise within the publication, Sebastian, armed with writers and a full camera crew, would [personally] go out and visit auto dealers, and photograph auto dealership showrooms, service and parts departments. He would collect information and publish full page reviews incorporating every aspect about the dealerships services, and convey to buyers why they would want to purchase their next new car from a particular dealership.
The Auto Directory even incorporated a consumer feedback questionnaire which invited consumers to provide their feedback on a particular auto dealership car buying experience.
The Auto Directory’s published opinions were unbiased, and no auto dealership could ever purchase a review within the Auto Directory.
Any business that wished to advertise within the Auto Directory was qualified by the Auto Directory’s staff, pulling business licenses, and investigating consumer complaints lodged with local Better Business Bureaus. If and when a merchant passed a preliminary screening, staff members of the Auto Directory would create and publish a combination of an editorial, identifying the most important highlights of the merchant, coupled with a brief advertisement. Hence, the winning combination created an advertorial. In 1992, Sebastian appeared on the front cover of Automotive Outlook.
.
Then came Karmac… the mall kiosk that Sebastian designed to provide car buyers with a user-friendly automated experience. He created a friendly character named Karmac who would guide car buyers with an interactive kiosk to help narrow down the vast selection of automobiles. Upon completion of the session, Karmac would provide a hot-off-the-press edition of the Auto Directory magazine.
In fact, when cellphones were first invented, Sebastian figured out a way to fit that huge, bulky phone into a briefcase, so it was less conspicuous. Hence, he created and manufactured the very first briefcase cell phone.
.
By 1988, Sebastian began [personally] fueling a private-labeled automobile dealership credit card to assist auto dealerships with increased customer retention and loyalty.
Sebastian’s appeared on the front cover of Entrepreneur, a high profile magazine that illuminated successful entrepreneurs.
.
The Service Express card was then introduced to car buyers at the time of purchase of their new automobile. Since banks only approved car purchases based upon a limited credit amount, the Service Express credit card invited car buyers to purchase aftermarket accessories, like a sun roof, or the opportunity to upgrade their tires and rims, and even purchase extended warranties.
The Service Express credit card incorporated each specific auto dealership’s name on the card, and the card could only be used at that particular dealership. However, rather than attempt to sell the Service Express credit card concept to the auto dealerships door-to-door, Sebastian advertised the Service Express card within his own Auto Directory publication.
This strategy prompted auto dealerships to contact Service Express directly, and invited them to integrate the Service Express credit card program at their dealership. Within twelve short months, Service Express Card applications were found throughout automobile dealerships across the entire United States.
By 1990, the participating lender purchased controlling interest of the Service Express program, and eventually acquired the entire operation.
Sebastian pursued his lifelong vision, and set out to design his own line of clothing. He manufactured overseas and branded his own label.
By 1997, Sebastian had opened his own clothing boutiques, selling his own (very) popular clothing lines within his boutiques.
Carefully plotting a unique retail sales plan, Sebastian appeared on the front cover of Metropolitan magazine, echoing his plan to set out and attract the most relaxed buyers into any one of his twenty-two Geneva of Beverly Hills Boutique locations… tourists.
Under the brand (and his last name) Ragazzo (meaning “boy” in Italian) and Ragazza (meaning “Girl” in Italian), Sebastian introduced his top-selling 3-piece washable silk walking suit Collection to the United States, consisting of a fashionable jacket, pants, and matching shorts. Sebastian sold the collections throughout his Boutiques.
Other product inventions and designs that Sebastian spearheaded or shared in its success includes the E-Tak Navigation system, a uniquely designed Tracking System that guided driver’s door-to-door, safely landing them at their final destination.
At the time, the highest level of technology available provided only county by county mapping elements of this tracking system to be created and stored on multiple cassette tapes.
By incorporating today’s modern technological advancements, E-Tak was acquired by General Motors, and has since been redesigned and licensed to automotive manufactures throughout the world, conveniently and optionally integrated into the dashboard of all new cars. The mapping elements have since been upgraded with today’s latest technology, and the entire country’s maps are now retained on a single CD ROM.
Sebastian’s business ventures continued with the development of a 900 telephone hotline system, which allowed callers to retrieve instant medical information, and the opportunity to speak directly with Physician Assistants to aid in their medical ailments.
Health Fone Care was manned by Physician Assistants and accessible to caller’s 24-hours a day. First-time callers received by mail, a free brochure to help guide them through an array of medical topics, and telephone assistance during their next calls to Health Fone Care. Callers were also received a magnet to be placed onto their refrigerator door to conveniently remind callers of the 900 telephone number to call, and the extensions to each medical topic. Most importantly, Health Fone Care helped minimize unnecessary trips to hospitals, emergency rooms and medical centers. Eventually a major health care provider acquired Health Fone Care’s to help reduce unnecessary insurance claims.
Onward… When you are at a lunch meeting, have you ever wished you could exchange notes with everyone at the table so you didn’t have to wait for your copy to come by mail? Introducing… the KopyKat Notepad.
This uniquely-designed, multiple carbonless copy notepad allows users to inscribe (up to) six multiple (original) copies at the time of the actual inscriptions. An International Patent License ensued and was granted in 1991.
The KopyKat notepad was eventually licensed to a major paper products distributor, who acquired them shortly thereafter.
This leads us to Offer in Compromise.
Sebastian lives by one motto… “Opportunity lends itself.” Each venture that Sebastian evolves with opens new adventurous doors to bolder, more creative and lucrative opportunities. Sebastian is an achiever; a motivator; a leader; and an inspiration to his followers. This isn’t to say that Sebastian is perfect. He cautiously shares his missteps with his ginormous team of nationwide negotiators, to ensure that his mistakes are never emulated. Sebastian is best known as a go-to guy to all of his clients; associates; and friends. Sebastian certainly makes many friends along the way. He glides through life with a perception that everyone wishes to achieve what they set out to accomplish. His charisma energizes and marries enemies, and he cherishes his ever-expanding portfolio of successful ventures, and newly-created friends along his journeys.
There are countless other business ventures that have propelled Sebastian’s career, including his team’s successful negotiations of large ticket purchase items; renegotiation of professional athlete contracts; and merges and acquisition.
In 2010, Sebastian was inducted into the California Frontrunner business magazine, voting him #7 of the top 50 smartest people in business.
SO where is Sebastian headed now? Introducing the long anticipated Plastic Coupon.
Ecologically speaking… the entire world is finally going green. Imagine how many trees would be saved if we put an end to coupon mailers? Nowadays, we practically pull a tree out of our mailboxes every day. It’s junk mail; we don’t ask for it; we don’t want it; it’s a waste of retailer’s money; and the process is destroying our forests! Everyone appears to be going paperless… so why not paperless coupons? Retailers anxiously create; design; print; postmark; and bulk-mail paper coupons to millions of customers. Those coupons offer various discounts if they are presented by or before a certain date. When those coupons expire, they become worthless volumes of useless, wasted paper.
PlasticCoupon is in the process of placing a period on such time consuming; costly, and wasteful practices by creating an instant-gratification, and cost-productive way of reaching millions of shoppers, through their wallets, not their mailboxes. And while we certainly agree that coupons are somewhat effective, grasping at a two-percent average mailer return hardly seems worth the slaughter of so many of our precious trees, for such a minimal expectation. PlasticCoupon will soon be enrolling retailers into the PlasticCoupon program. Our portfolio of retailers will join our mission, converting their mailer coupons from paper to plastic.
In a world bursting at the seams with coupon incentives; cash back rewards and fine-print come-on’s, none offer the true incentive of instant gratification, like the PlasticCoupon.
While the PlasticCoupon is a discount club-membership card and not a credit card, the PlasticCoupon will revolutionize the way retailers reach out to, and reward their shoppers.
The mission of Plastic Coupon is to help save trees by providing shoppers with a PlasticCoupon that never expires, and will forever remain in shopper’s wallets, not in their trash cans like unwanted, expired paper coupons. Soon, PlasticCoupon cardholders will be able to visit their favorite retailers, swipe their PlasticCoupon at the register, and receive whatever instant gratification that paper coupons were intended to offer its shoppers.
Be sure to look for the Plastic Coupon’s new beginnings as they progress with high hopes, and even greater expectations.
You are invited to surf our website, e-mail or call whenever you are ever in need of a personal negotiator on your side, seeking a profitable resolution.
Hey! This is my first visit to your blog! We are a collection of volunteers and starting a
new initiative in a community in the same niche.
Your blog provided us valuable information to work on. You have done a wonderful job!
I like the valuable info you provide in your articles. I
will bookmark your blog and check again here regularly.
I’m quite certain I’ll learn plenty of new stuff
right here! Good luck for the next!
Why users still make use of to read news papers when in this technological globe everything is
existing on web?
It’s hard to find experienced people about this topic, however, you
seem like you know what you’re talking about! Thanks
You can still make the most of this circumstance as well as placement on your own as a Do It Yourself expert and start releasing tutorials
on ways to fix things, install devices and make repair
services.
Content that has clearly been computsr generated isn’t very
helpful for capturing reader curiosity, and The Finest Spinner sefs out to correct these points.
hi!,I love your writing very much! proportion we keep in touch more about your post on AOL?
I require a specialist on this area to unravel my problem.
Maybe that is you! Having a look forward to see you.
I’ve been running my cookie company () for merely a couple of weeks now, and also it’s succeeding.
Performed an individual listen to of HSV ERASER method at
any time? I know the vast majority of people don’t understand anything relating to this invaluable method.
Properly, I am about to explain anything relating to this method.
HSV Eraser is a program which in turn helps each and
every hsv simplex virus affected individual to help
treatment herpes virus infection once and for all.
This system is usually solely dependant on natural herpes treat and so you will discover
no probability of having the unwanted side effects.
The offer has cure a large number of herpes sufferer permanently right up until 2015.
I’ve observed several affected individual proclaiming that they have
already been healed via hsv simplex virus contamination by simply
following footsteps presented in the HSV ERASER. Right now HSV ERASER will expose another amount of genital herpes virus virus heal 2016 software.
This system propose the most beneficial healthy potent stuffs that really helps to kill genital
herpes and while doing so helps to enhance the disease fighting capability in order that
the patient is able to struggle much better via herpes simplex virus an infection.
Establishing a separate business account will certainly offer
you with a specialized declaration that is a clear document
in case of an audit.
Good article. I’m going through many of these issues as well..
I wish this aids an individual see the instructions they
are heading in while they develop their business.
Highly descriptive blog, I liked that bit. Will there be a
part 2?
You ought to take part in a contest for one of the finest sites on the internet.
I most certainly will highly recommend this web site!
David spends his time training as well as training others in all locations of
company ownership.
The dynamics of the operation do alter as the small business
tackles more accounts.
Hello there, I found your site by means of Google while
looking for a related topic, your web site came up, it seems great.
I’ve bookmarked it in my google bookmarks.
Hello there, simply changed into aware of your weblog through Google, and
found that it’s truly informative. I am gonna watch out for brussels.
I will appreciate when you continue this in future.
Numerous other people can be benefited from your writing.
Cheers!
Hey there! Do you know if they make any plugins to
protect against hackers? I’m kinda paranoid about losing
everything I’ve worked hard on. Any recommendations?
Sign up with more than 50,000 entrepreneur and also obtain daily ecommerce news, methods and also
analysis delivered straight to your inbox.
I am not sure where you are getting your info, but good topic.
I needs to spend some time learning more or understanding more.
Thanks for wonderful information I was looking for this info for my mission.
Its such as you learn my mind! You seem to understand so much about this, like you wrote the e-book in it or something.
I feel that you can do with some percent to pressure the message house a little bit, however instead of
that, that is wonderful blog. An excellent read. I’ll certainly be back.
Excellent web site you have got here.. It’s hard to
find high quality writing like yours nowadays.
I honestly appreciate people like you! Take care!!
To begin a successful partnership with Americans, it is essential to learn, understand, and also follow accepted business methods.
You need to begin thinking of colours, invites, and also all the
other little details new brides are occupied with.
Thanks for sharing your thoughts about essential oil.
Regards
This blog was… how do I say it? Relevant!! Finally I have found something which helped me.
Kudos!
It’s appropriate time to make some plans for the future and it is
time to be happy. I’ve read this post and if I could I
desire to suggest you few interesting things or advice. Maybe
you could write next articles referring to this article.
I desire to read even more things about it!
I’ve been browsing online more than three hours today, yet I never
found any interesting article like yours. It’s pretty worth enough
for me. In my opinion, if all site owners and bloggers made good content as
you did, the internet will be much more useful than ever
before.
Each of them has a different function according to the intensity of the misspelled
keywords. So what are you going to put in their
search box is “website optimization tips”. Thematic relevance is of key importance for the creation of
quality backlinks. A reputable SEO company won’t have any qualms about connecting potential
clients with former ones.
Because the admin of this site is working, no hesitation very rapidly it will be well-known, due
to its quality contents.
Yes! Finally something abnout water cycle.
This paragraph is genuinely a good one it helps new internet viewers, who
are wishing in favor of blogging.
It’s hard today to access the Internet without seeing some form of free online games.
The same can’t be said for players in lower league teams but when used well it can create chances
that can dramatically alter your experience for the better,
helping you steal three points at the death in a hard fought
cup battle for example. It has been a point of contention for many,
many years now.
What a material of un-ambiguity and preserveness of precious knowledge on the topic of unexpected emotions.
Have you ever thought about adding a little bit more than just your articles?
I mean, what you say is important and all.
But think of if you added some great graphics or videos to give your posts more, “pop”!
Your content is excellent but with pics and clips, this website could certainly be one
of the best in its field. Great blog!
Its such as you read my thoughts! You seem to grasp a lot about this, like you wrote the guide in it or something.
I think that you could do with some % to drive the message home a
little bit, however instead of that, that is wonderful blog.
A fantastic read. I will certainly be back.
Merely timid of a hr south of Jacksonville, Anastasia State
Park supplies access to miles of excellent coastline, shaded by seaside hammock woodland.
Terrific work! That is the type of information that are supposed to be shared across the internet.
Disgrace on the search engines for no longer
positioning this post upper! Come on over and discuss with my website .
Thanks =)
Whether you only need your scenario or drugstore acne remedies demands medicine prescribed by way
of a physician, you may make an effort to avoid pimples around feasible, to be able to have a better complexion that you are pleased
with.
Hello to all, how is everything, I think every one is getting more from this site, and your views are good designed for new people.
Excellent blog! Do you have any tips for aspiring writers?
I’m planning to start my own blog soon but I’m a little lost on everything.
Would you propose starting with a free platform like WordPress
or go for a paid option? There are so many choices out there that I’m totally
overwhelmed .. Any ideas? Bless you!
If you alrrady have a Hub that’s receivkng visitors and has had a feww
Amazon purchases, wwe suggest visiting your Amazon Associates Orders Stories
Web page and analyzing what’s been purchased.
Pretty section of content. I just stumbled upon your web site and in accession capital to assert that I get actually enjoyed account
your blog posts. Anyway I’ll be subscribing to your feeds and even I achievement you access consistently quickly.
What i don’t understood is in fact how you are not
really much more well-favored than you might be right now.
You are so intelligent. You know therefore significantly in the case of this matter, produced me individually believe
it from so many numerous angles. Its like women and men are not involved unless it’s something to do
with Woman gaga! Your own stuffs great. Always take care of it up!
Do you have a spam problem on this website; I also am a blogger, and I was wondering your situation; many of us have developed some nice methods
and we are looking to trade strategies with other folks, why not shoot me an email if interested.
I loved as much as you’ll receive carried out right here.
The sketch is attractive, your authored subject matter stylish.
nonetheless, you command get bought an edginess over that you wish
be delivering the following. unwell unquestionably
come more formerly again as exactly the same nearly very often inside case
you shield this hike.
Ps. I also posted your hyperlinks in a couple of groups Iam a member of, very impressive and
hlpful information I shall be returning to youur website
often I imagine. Thanks forr the good info.
Several camping fanatics would say that one point
that they do not such as about the task is having to utilize camp site toilets, which are frequently
of a really low quality.
Bonsoir, après avoir consulter votre publication d’où je l’ai trouvé enrichissant .
En effet, j’ai jamais eu l’opportunité de visiter d’autre pays par contre
à travers votre publication , j’ai pu acquérir des renseignements importants.
félicitation.
Even if you’re not invested in the prepper lifestyle,
canning your own food is a great way to reduce waste
by using, and reusing, glass jars that can be recycled.