Curriculum Vitae of Founder John “Sebastian” Ragazzo
The founder of Offer in Compromise has been a successful negotiator since the mid 80’s. As an aggressive east-coaster, John Sebastian Ragazzo was born in New York, and raised in New Jersey. By the age of 18, Sebastian had amassed $100,000 in savings, which was derived mostly from accumulated referral fees and commissions. His best moneymaking technique was negotiating against auto dealerships on behalf of car buyers throughout New York and New Jersey. Sebastian learned from the get-go that you never have a second chance to make a first impression, and so he has always placed his best foot forward.
In 1985, Sebastian relocated to California to grow his auto referral business. Almost immediately, Sebastian nurtured a relationship with the operators of major auto dealerships throughout southern California. Eventually, Sebastian found a niche to unite car buyers and Southern California auto dealerships, not by advertising, but through advertising. Sebastian created his own unique vehicle for bringing buyers and sellers together by creating the Auto Directory Magazine.
.
Sebastian realized that the dilemma was not necessarily what buyers were looking to buy, but whom they were looking to buy from. Hence… the Auto Directory was born.
The Auto Directory was initially introduced as a free-of-charge, black and white newspaper-type publication. It grew into a 190+ page full-color, glossy magazine, introducing auto buyers to auto sellers. The Auto Directory presented to its readers a unique auto-selling strategy, coupled with auto-buying experiences.
Rather than inviting auto dealers to advertise within the publication, Sebastian, armed with writers and a full camera crew, would [personally] go out and visit auto dealers, and photograph auto dealership showrooms, service and parts departments. He would collect information and publish full page reviews incorporating every aspect about the dealerships services, and convey to buyers why they would want to purchase their next new car from a particular dealership.
The Auto Directory even incorporated a consumer feedback questionnaire which invited consumers to provide their feedback on a particular auto dealership car buying experience.
The Auto Directory’s published opinions were unbiased, and no auto dealership could ever purchase a review within the Auto Directory.
Any business that wished to advertise within the Auto Directory was qualified by the Auto Directory’s staff, pulling business licenses, and investigating consumer complaints lodged with local Better Business Bureaus. If and when a merchant passed a preliminary screening, staff members of the Auto Directory would create and publish a combination of an editorial, identifying the most important highlights of the merchant, coupled with a brief advertisement. Hence, the winning combination created an advertorial. In 1992, Sebastian appeared on the front cover of Automotive Outlook.
.
Then came Karmac… the mall kiosk that Sebastian designed to provide car buyers with a user-friendly automated experience. He created a friendly character named Karmac who would guide car buyers with an interactive kiosk to help narrow down the vast selection of automobiles. Upon completion of the session, Karmac would provide a hot-off-the-press edition of the Auto Directory magazine.
In fact, when cellphones were first invented, Sebastian figured out a way to fit that huge, bulky phone into a briefcase, so it was less conspicuous. Hence, he created and manufactured the very first briefcase cell phone.
.
By 1988, Sebastian began [personally] fueling a private-labeled automobile dealership credit card to assist auto dealerships with increased customer retention and loyalty.
Sebastian’s appeared on the front cover of Entrepreneur, a high profile magazine that illuminated successful entrepreneurs.
.
The Service Express card was then introduced to car buyers at the time of purchase of their new automobile. Since banks only approved car purchases based upon a limited credit amount, the Service Express credit card invited car buyers to purchase aftermarket accessories, like a sun roof, or the opportunity to upgrade their tires and rims, and even purchase extended warranties.
The Service Express credit card incorporated each specific auto dealership’s name on the card, and the card could only be used at that particular dealership. However, rather than attempt to sell the Service Express credit card concept to the auto dealerships door-to-door, Sebastian advertised the Service Express card within his own Auto Directory publication.
This strategy prompted auto dealerships to contact Service Express directly, and invited them to integrate the Service Express credit card program at their dealership. Within twelve short months, Service Express Card applications were found throughout automobile dealerships across the entire United States.
By 1990, the participating lender purchased controlling interest of the Service Express program, and eventually acquired the entire operation.
Sebastian pursued his lifelong vision, and set out to design his own line of clothing. He manufactured overseas and branded his own label.
By 1997, Sebastian had opened his own clothing boutiques, selling his own (very) popular clothing lines within his boutiques.
Carefully plotting a unique retail sales plan, Sebastian appeared on the front cover of Metropolitan magazine, echoing his plan to set out and attract the most relaxed buyers into any one of his twenty-two Geneva of Beverly Hills Boutique locations… tourists.
Under the brand (and his last name) Ragazzo (meaning “boy” in Italian) and Ragazza (meaning “Girl” in Italian), Sebastian introduced his top-selling 3-piece washable silk walking suit Collection to the United States, consisting of a fashionable jacket, pants, and matching shorts. Sebastian sold the collections throughout his Boutiques.
Other product inventions and designs that Sebastian spearheaded or shared in its success includes the E-Tak Navigation system, a uniquely designed Tracking System that guided driver’s door-to-door, safely landing them at their final destination.
At the time, the highest level of technology available provided only county by county mapping elements of this tracking system to be created and stored on multiple cassette tapes.
By incorporating today’s modern technological advancements, E-Tak was acquired by General Motors, and has since been redesigned and licensed to automotive manufactures throughout the world, conveniently and optionally integrated into the dashboard of all new cars. The mapping elements have since been upgraded with today’s latest technology, and the entire country’s maps are now retained on a single CD ROM.
Sebastian’s business ventures continued with the development of a 900 telephone hotline system, which allowed callers to retrieve instant medical information, and the opportunity to speak directly with Physician Assistants to aid in their medical ailments.
Health Fone Care was manned by Physician Assistants and accessible to caller’s 24-hours a day. First-time callers received by mail, a free brochure to help guide them through an array of medical topics, and telephone assistance during their next calls to Health Fone Care. Callers were also received a magnet to be placed onto their refrigerator door to conveniently remind callers of the 900 telephone number to call, and the extensions to each medical topic. Most importantly, Health Fone Care helped minimize unnecessary trips to hospitals, emergency rooms and medical centers. Eventually a major health care provider acquired Health Fone Care’s to help reduce unnecessary insurance claims.
Onward… When you are at a lunch meeting, have you ever wished you could exchange notes with everyone at the table so you didn’t have to wait for your copy to come by mail? Introducing… the KopyKat Notepad.
This uniquely-designed, multiple carbonless copy notepad allows users to inscribe (up to) six multiple (original) copies at the time of the actual inscriptions. An International Patent License ensued and was granted in 1991.
The KopyKat notepad was eventually licensed to a major paper products distributor, who acquired them shortly thereafter.
This leads us to Offer in Compromise.
Sebastian lives by one motto… “Opportunity lends itself.” Each venture that Sebastian evolves with opens new adventurous doors to bolder, more creative and lucrative opportunities. Sebastian is an achiever; a motivator; a leader; and an inspiration to his followers. This isn’t to say that Sebastian is perfect. He cautiously shares his missteps with his ginormous team of nationwide negotiators, to ensure that his mistakes are never emulated. Sebastian is best known as a go-to guy to all of his clients; associates; and friends. Sebastian certainly makes many friends along the way. He glides through life with a perception that everyone wishes to achieve what they set out to accomplish. His charisma energizes and marries enemies, and he cherishes his ever-expanding portfolio of successful ventures, and newly-created friends along his journeys.
There are countless other business ventures that have propelled Sebastian’s career, including his team’s successful negotiations of large ticket purchase items; renegotiation of professional athlete contracts; and merges and acquisition.
In 2010, Sebastian was inducted into the California Frontrunner business magazine, voting him #7 of the top 50 smartest people in business.
SO where is Sebastian headed now? Introducing the long anticipated Plastic Coupon.
Ecologically speaking… the entire world is finally going green. Imagine how many trees would be saved if we put an end to coupon mailers? Nowadays, we practically pull a tree out of our mailboxes every day. It’s junk mail; we don’t ask for it; we don’t want it; it’s a waste of retailer’s money; and the process is destroying our forests! Everyone appears to be going paperless… so why not paperless coupons? Retailers anxiously create; design; print; postmark; and bulk-mail paper coupons to millions of customers. Those coupons offer various discounts if they are presented by or before a certain date. When those coupons expire, they become worthless volumes of useless, wasted paper.
PlasticCoupon is in the process of placing a period on such time consuming; costly, and wasteful practices by creating an instant-gratification, and cost-productive way of reaching millions of shoppers, through their wallets, not their mailboxes. And while we certainly agree that coupons are somewhat effective, grasping at a two-percent average mailer return hardly seems worth the slaughter of so many of our precious trees, for such a minimal expectation. PlasticCoupon will soon be enrolling retailers into the PlasticCoupon program. Our portfolio of retailers will join our mission, converting their mailer coupons from paper to plastic.
In a world bursting at the seams with coupon incentives; cash back rewards and fine-print come-on’s, none offer the true incentive of instant gratification, like the PlasticCoupon.
While the PlasticCoupon is a discount club-membership card and not a credit card, the PlasticCoupon will revolutionize the way retailers reach out to, and reward their shoppers.
The mission of Plastic Coupon is to help save trees by providing shoppers with a PlasticCoupon that never expires, and will forever remain in shopper’s wallets, not in their trash cans like unwanted, expired paper coupons. Soon, PlasticCoupon cardholders will be able to visit their favorite retailers, swipe their PlasticCoupon at the register, and receive whatever instant gratification that paper coupons were intended to offer its shoppers.
Be sure to look for the Plastic Coupon’s new beginnings as they progress with high hopes, and even greater expectations.
You are invited to surf our website, e-mail or call whenever you are ever in need of a personal negotiator on your side, seeking a profitable resolution.
Thanks for the sensible critique. Me & my neighbor were just preparing to do some research on this. We got a grab a book from our local library but I think I learned more from this post. I’m very glad to see such fantastic info being shared freely out there.
Pretty nice post. I just stumbled upon your blog and wanted to say that I’ve really enjoyed surfing around your blog posts. After all I will be subscribing to your feed and I hope you write again soon!
I have been browsing online greater than 3 hours today, yet I by no means discovered any attention-grabbing article like yours. It is pretty value enough for me. In my view, if all website owners and bloggers made excellent content material as you did, the net will be a lot more useful than ever before.
Throughout the awesome style of items you actually secure a B+ with regard to effort and hard work. Exactly where exactly you really lost me personally was very first on the details. You know, they say, the devil is in the details… And it couldn’t be much a lot more correct here. Having said that, permit me say to you what did deliver the outcomes. Your text is highly convincing and this really is probably the reason why I’m producing an effort as a way to opine. I do not genuinely make it a regular habit of performing that. Second, whilst I can easily notice a leaps in reasoning you make, I’m undoubtedly not convinced of exactly how you appear to unite your details which in turn support to make your final result. For now I shall yield to your problem even so trust in the future you actually connect your facts much better.
Numerous thanks for the great post C I’d fun reading it! That i enjoy this weblog.
Awesome keynes website you have here but I was wanting to know if you knew of any forums that cover the same topics discussed here? I’d really love to be a part of community where I can get opinions from other knowledgeable people that share the same interest. If you have any suggestions, please let me know. Kudos!
I always was interested in this topic and nonetheless am, regards for posting .
Greetings, super job, basically wasnt so busy with my searching I just read your full blog. I must say i have to express gratitude!
You should be a part of a contest first of the most effective blogs online. Let me suggest this weblog!
You’ve observed very intriguing details ! ps decent web site.
I do trust all the ideas you’ve introduced on your post. They are really convincing and will certainly work. Nonetheless, the posts are very short for beginners. Could you please prolong them a little from subsequent time? Thank you for the post.
I really appreciate this post. I have been looking everywhere for this! Thank goodness I found it on Bing. You have made my day! Thanks again
I like the valuable kileoskds info you provide in your articles. I will bookmark your weblog and check again here regularly. I’m quite certain I’ll learn many new stuff right here! Best of luck for the next!
I do not even know how I ended up here, but I thought this post was good. I do not know who you are but definitely you are going to a famous blogger if you aren’t already 😉 Cheers!
Hello there! I just want to offer you a big thumbs up for your excellent information you have right here on this post. I’ll be coming back to your site for more soon.|
May I just say what a comfort to discover a person that truly understands what they are talking about on the web. You actually know how to bring a problem to light and make it important. More people must read this and understand this side of your story. I was surprised that you are not more popular because you surely possess the gift.|
Hurrah, that’s what I was seeking for, what a information! existing here at this blog, thanks admin of this web page.|
Hey! I know this is poisuus somewhat off topic but I was wondering if you knew where I could locate a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having trouble finding one? Thanks a lot!
This post will assist the internet people for setting up new website or even a weblog from start to end.|
If you want to get a great deal from this article then you have to apply these techniques to your won weblog.|
After I initially left a comment I seem to have clicked the -Notify me when new comments are added- checkbox and now every time a comment is added I receive 4 emails with the exact same comment. Perhaps there is a means you can remove me from that service? Thanks a lot!|
I??m a weblog crazed person and i also like to read cool blog like yours.??-,*??
I’ve been absent for some time, but now I remember why I used to love this site. Thank you, I¡¦ll try and check back more often. How frequently you update your website?
In this wonderful style of things you’ll receive an A just for effort. Where you truly confused us was within your facts. You know, they say, details make or break the argument.. And it couldn’t be far more accurate here. Having said that, let me reveal to you just what exactly did deliver the results. The writing can be pretty persuasive and that is possibly the reason why I am taking the effort to comment. I do not make it a regular habit of performing that. Second, although I can easily notice the jumps in logic you make, I am undoubtedly not convinced of just how you appear to connect your tips that produce the actual conclusion. For appropriate now I will subscribe to your position nonetheless wish inside the near future you truly connect your dots much better.
World Facts For Children… […]here are some links to internet sites that we link to because we believe they’re worth visiting[…]…
Whats up very ujhfcsahg cool web site!! Guy .. Beautiful .. Amazing .. I’ll bookmark your blog and take the feeds also…I’m glad to find a lot of helpful info right here in the publish, we need develop more strategies in this regard, thank you for sharing. . . . . .
Aw, this was quite a great post. In concept I’ve to location in writing comparable to this moreover – spending time and actual effort to make a outstanding article… but what / points I say… I procrastinate alot and no indicates often get something carried out.
Some truly helpful details in there. Why not hold some sort of contest for your readers?
Largest lover messages were produced to share it together with your and gives honour of the bride and groom. Very sound systems facing unnecessary throngs of people should take into account each of our valuable concept of all presenting, which is one’s trailer. greatest man toasts
I’ve learned new things mfpfklcncc via your blog. One other thing I’d really like to say is that newer laptop or computer os’s tend to allow much more memory to be played with, but they as well demand more memory space simply to run. If a person’s computer cannot handle extra memory plus the newest application requires that memory increase, it may be the time to buy a new Computer. Thanks
Very great post. I simply fpgogndnmmns stumbled upon your blog and wished to mention that I’ve truly loved browsing your weblog posts. After all I’ll be subscribing to your rss feed and I’m hoping you write again very soon!
Hiya, I am really glad I’ve found this info. Today bloggers publish only about gossips and net and this is really irritating. A good website with interesting content, that’s what I need. Thanks for keeping this website, I’ll be visiting it. Do you do newsletters? Can not find it.
Extremely interesting subject , appreciate it for putting up.
Wow, awesome blog structure! How long have you been running a weblog for? you produced blogging look simple. The total look of your site is fantastic, let alone the content material material!
I just want to tell you that I am newbie to blogs and absolutely loved this page. More than likely I’m likely to bookmark your blog . You actually come with remarkable articles and reviews. Cheers for revealing your blog site.
The subsequent time I read a weblog, I hope that it doesnt disappoint me as a lot as this one. I imply, I do know it was my choice to learn, nonetheless I actually thought youd have something attention-grabbing to say. All I hear is a bunch of whining about something which you could repair inside the event you werent too busy in search of attention.
If yyou have flexibility, try to wait for a promotion with low
interest. Thiss article aims to provide yyou with that
information youu are searching for. It could be called as the 1st impression on the
customer.
Great post. I was checking continuously this blog and I’m impressed! Very helpful info specifically the last part 🙂 I care for such info much. I was seeking this certain info for a long time. Thank you and best of luck.
A person necessarily help to make seriously posts I would state. That is the very first time I frequented your website page and thus far? I amazed with the research you made to make this particular submit extraordinary. Fantastic activity!
Hi, Neat post. There is a problem with your fewrfwfe web site in internet explorer, would check this… IE still is the market leader and a good portion of people will miss your fantastic writing due to this problem.
Hello very cool web site!! Guy .. Beautiful .. Amazing .. I’ll bookmark your site and take the feeds also¡KI’m satisfied to find numerous useful info here in the publish, we need work out more techniques on this regard, thank you for sharing. . . . . .
hi!,I really like your writing very much! share we keep in touch more about your article on AOL? I require a specialist in this area to resolve my problem. Maybe that’s you! Taking a look ahead to peer you.
I intended to draft you the little word to help thank you so much yet again on your awesome solutions you’ve featured above. This is certainly open-handed of you to present extensively all that most of us could have sold for an e-book to generate some profit for themselves, particularly now that you could have done it if you ever wanted. The tips in addition acted to become a fantastic way to realize that other people online have similar keenness just as my own to figure out more and more in respect of this condition. I am sure there are a lot more fun instances ahead for many who scan through your website.
Unquestionably believe that which you said. Your favorite justification seemed to be on the net the easiest thing to be aware of. I say to you, I certainly get annoyed while people think about worries that they plainly don’t know about. You managed to hit the nail upon the top and also defined out the whole thing without having side effect , people could take a signal. Will likely be back to get more. Thanks
I have been surfing online greater than three hours lately, but I by no means discovered any interesting article like yours. It is beautiful value sufficient for me. Personally, if all web owners and bloggers made just right content as you did, the web will probably be much more helpful than ever before.
I do accept as true with all of the ideas you’ve presented in your post. They’re very convincing and will certainly work. Nonetheless, the posts are very brief for beginners. May you please prolong them a bit from next time? Thank you for the post.
I want to voice my admiration for your generosity for men who need help with this one idea. Your special commitment to passing the message across came to be extraordinarily functional and has in most cases encouraged most people just like me to get to their pursuits. Your useful hints and tips signifies so much to me and far more to my mates. Many thanks; from all of us.
excellent submit, very informative. I wonder why the other specialists of this sector don’t notice this. You must proceed your writing. I am sure, you have a great readers’ base already!
you’re truly a just right webmaster. The website loading pace is amazing. It sort of feels that you’re doing any distinctive trick. Also, The contents are masterpiece. you’ve done a great activity on this matter!
Normally I don’t read article on blogs, however I wish to say that this write-up very compelled me to try and do it! Your writing style has been amazed me. Thanks, quite nice article.